Normal credit score ranges11/21/2023 ![]() ![]() Having too many hard searches in a short period suggests to lenders that you are reliant on credit or are experiencing financial difficulties. A hard search is when a lender pulls a detailed look at your credit history when you apply for a loan. “Hard” searches against your credit history.Missing a credit card or loan repayments.For example, being declared bankrupt would have a catastrophic impact on your credit score, while simply missing a credit card payment would have a much lesser impact. There is a wide range of things that can have a negative impact on your credit score, with the extent of the negative impact being derived from how serious the financial event was. Negative Things That Can Impact Your Credit Score ![]()
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